Refund Policy for Clients of RA Services (Stock Recommendations, etc)

At Stoic Wealth, we value the trust you place in our expertise. While we aim for excellence in every recommendation and lesson, we understand that circumstances change. Our refund policy is designed to be transparent, fair, and grounded in the value of the time and research provided.

1. Research Analyst (RA) Services

Stock Recommendations & Advisory

We offer pro-rated refunds for our subscription-based advisory services based on the unused portion of your term. To cover administrative costs and the proprietary value of insights shared, a one-month service fee will be retained upon cancellation.

Example Calculation:

If you subscribe to a 12-month plan and request a refund after 2 months:

  • Used Period: 2 Months

  • Retention Fee: 1 Month

  • Total Refund: 9 Months (Remaining balance)

2. Educational Courses & Private Coaching

Our educational offerings have specific terms based on the delivery format:

Service TypeRefund Terms
Live Courses100% Refundable if requested before the first session. Once the course commences, fees are non-refundable.
Pre-recorded CoursesNon-refundable due to the immediate digital nature of the content.
Private ClassesRefunds are issued strictly for the unused portion of the scheduled sessions.

3. Processing Timeline

Once a refund is approved, we initiate the transfer promptly:

  • Standard Processing: Within 7 business days.

  • Maximum Window: In rare cases (depending on banking delays), it may take up to 21 days for the funds to reflect in your account.

4. How to Request a Refund

To initiate a request, please contact the Stoic Wealth team through one of the following channels:

  • Email: contact@stoicwealth.in

  • Support: Fill out our Contact Form

Please include the following details in your message:

  1. Date of original payment.

  2. Your preferred mode of refund (Bank Transfer/Original Payment Method).

  3. A brief reason for the request (to help us improve our services).

Note: Stoic Wealth reserves the right to verify all claims to prevent policy misuse and ensure fairness for all long-term members.